Budgeting
Published: 28/03/2008
To borrow a line from the Police, it might seem as easy as your a-b-c's, but there's a lot that goes into effective financial modeling. For the past 8 years with Practice Technologies, and going back some 10 years before that, financial modelling has always been central to the analysis I've...
Published: 25/03/2008
In this day and age, it is easier than ever to spend money - just whip out your debit card and buy whatever you want. The problem with these nearly frictionless transactions is that it is difficult to keep track of your money. When most people wrote checks for every day purposes, at least they...
Published: 15/03/2008
Sit amongst a group of friends and associates and mention the word budget, and suddenly everyone has somewhere else they need to be. Usually no one wants to talk about budgets, no one wants to think about budgets, and no one wants to follow a budget. However, when looked at with open eyes a...
Published: 15/03/2008
Have you ever had an argument with your partner about money? Has he or she spent more than they should? Have you over-spent and tried to cover it up to avoid a fight? I have developed a system to stop the arguments over money. I have been married for nearly 14 years and we never ever fight...
Published: 11/03/2008
Why a Budget is Important. Let it be your guide from beginning to end.
Starting your own home business is a very tricky proposition. Starting your own enterprise is exciting, but it is also inherently full of risk. Enter discipline. Unless you get yourself going on the right foot, then the...
Published: 09/03/2008
Ah, America...land of the free, home of the indebted. According to CNNMoney.com, the average American household has almost $9,200 in debt. That's the average. Some have much, much more. Interest rates generally run in the mid to high teens, so counting interest and payments on other debt, such as...
Published: 07/03/2008
I'm a big fan of accountants, but that's mostly because I don't like taking the time to figure things out. When it comes to money, I'd much rather listen and follow the advice of an expert than to try to learn it on my own. However, when you're creating a business budget, you may not need an...
Published: 02/01/2008
Debt cure has always been an issue. Today however, the amount of debt Americans are racking up is astronomical in a way that far surpasses any other time in history. Our national debt is in the trillions, and it looks to be seriously doubtful that we will ever get out of doubt as a nation. What...