Shopping for Annuity Quotes Online

Author: liquidgraph

Published: 20/11/2009

As everyone knows, the Internet allows easy access to information and the ability for someone to remain anonymous while they search for the exact piece of information that they need. The search for annuity information and quotes online is no different. The Internet can be very...

How to Shop for Variable Life Insurance

Author: liquidgraph

Published: 20/11/2009

Variable life insurance was created to combine the benefits of permanent life insurance with the benefits of other diversified investment products. Purchasers are able to decide which portion of the premiums is allocated to investments and how much is put into the permanent life insurance...

Provider Overview: MassMutual Annuities

Author: liquidgraph

Published: 20/11/2009

MassMutual was originally established in 1851 by George W. Rice. Rice was an insurance agent for a Connecticut life insurance company wanting to open a similar business in Massachusetts. He started the Massachusetts Mutual Life Insurance Company which became a true mutual company – a...

Provider Overview: MetLife Annuities

Author: liquidgraph

Published: 20/11/2009

MetLife was founded in 1868, but the origins of the company actually go back five years earlier to 1863. It was then that a group of New York businessmen founded the National Union Life and Limb Insurance Company. This company insured Civil War veterans against disabilities due to wartime...

Single Premium vs. Flexible Premium Annuities

Author: liquidgraph

Published: 20/11/2009

There are two different ways that a premium payment can be made for an annuity. The payment can be a single lump sum, or it can be in multiple installments. The terms used to describe the available payment schemes are single premium and flexible premium. Single premium annuities...

Advantages of Index Universal Life Insurance

Author: liquidgraph

Published: 20/11/2009

Equity Index Universal Life (EIUL) insurance allows a holder to have the flexibility to adjust their premiums as well as benefit from the performance of the financial markets. An EIUL policy is a form of permanent life insurance that ties the cash value of the policy to a financial index....

Comparing Temporary and Permanent Life Insurance

Author: liquidgraph

Published: 20/11/2009

There are two general types of life insurance – temporary and permanent. Term insurance is another name for temporary insurance which means it is only in force for a limited period of time, typically ranging from 10-30 years. Permanent life insurance, on the other hand, offers lifelong...

Life Insurance and Medical Exams

Author: liquidgraph

Published: 20/11/2009

Private life insurance policies typically require medical examinations. This applies to both temporary and permanent policies. Group life insurance offered through a person’s employer does not usually require an exam. Private customers are required to attend medical examinations so...

Benefits of Fixed Annuities

Author: liquidgraph

Published: 20/11/2009

Fixed rate annuities offer many benefits to investors. For example, they can provide someone who is retired or close to retirement a guaranteed income. To understand the benefits of fixed annuities in more detail, it is important to first understand the details of how annuities work....

VUL Insurance Options

Author: liquidgraph

Published: 20/11/2009

Variable Universal Life (VUL) is a form of permanent insurance. Like whole, universal, and variable life policies, VULs are cash-value life insurance policies. The term “universal” in the name comes from the fact the premiums associated with this type of policy are flexible. The...