Q: Are there any companies that offer discount car insurance in Colorado that are reputable? All the ones I have seen seem kind of fly by night. Can you offer any advice?



A: Discount car insurance in Colorado, or in any other state for that matter, varies greatly in both value and in stability. There are many reputable discount auto insurance companies that will do a great job and stand by their policies, but there are a few that truly are fly by night organizations which might fight you tooth and nail when asked to pay a claim.





In fact, we know of one woman who had paid a monthly premium to a company for more than a year to find out later that the company consisted of a post office box and a web site. She had not only been driving illegally for that time she had paid out a considerable sum to fraudsters.



Of course this is an extreme case and not very common at all. The best way to look into a company offering discount car insurance in Colorado is to check with the Division of Insurance to be certain they are licensed to write insurance policies in your state. Your next stop should be the Better Business Bureau to see if any complaints have been lodged against the company. Diligent research before you purchase a policy will result in less anxiety if you ever have to file a claim later.



Lastly, we strongly recommend that you compare quotes from several different providers online. This will ensure that you receive the best coverage possible at the lowest price.