Q: I received one auto insurance quote in Florida that was substantially less than others I had asked about. Why would this be?



A: While there will be differences in insurance quotes any time the difference is a lot lower you should take a closer look. this can be especially problematic in Florida as there are two types of compulsory insurance you are required to have. Basically one type covers you and the other type covers the other driver. Perhaps the quote that you received was only for one of the two required types of insurance.





If you investigate further and the quote is for the full amount of the insurance you are required to carry call the Florida Division of Insurance to be certain that the company is reputable. If they check out and you are satisfied with their customer service and payment plan then consider yourself lucky you found the least expensive option for an auto insurance quote in Florida.



If you would rather go with one of the other companies, but the price is too high call them and inform them of the lower quote you received. It is possible they will match that price for your auto insurance policy.



Lastly, we recommend that you take the time to do some comparison shopping when it comes to your search for automobile insurance coverage. Comparing rates and quotes from several different companies is a great way to save hundreds of dollars on your coverage, and you will most likely end up with better coverage to boot.