Q: As a new resident of Florida, I am amazed at how many car insurance companies there are. Can you help me compare Florida auto insurance companies?



A: We get more questions about Floridian auto insurance than any other state, and for good reason. It is difficult to compare Florida auto insurance companies due to the very strict car insurance laws in Florida. Auto insurance is compulsory in Florida and you better have it if you are ever pulled over. The officer will ask for your license, registration, and proof of insurance. If you didn’t buy insurance, or it has lapsed, you will lose your drivers license. The suspension is usually for a year and getting reinstated is quite expensive.





Comparing Florida auto insurance is actually done the same way you would compare anything elseresearch. Apply for a quote from a few different companies. Ask colleagues and friends about their insurance. Read the fine print on each quote as this is where the savings can hide at times.



When comparing companies, do not automatically choose the company with the lowest quote. Choose the company that offers the most coverage for an amount you can afford and make sure you understand the claims process before purchasing a policy.



Lastly, we encourage you to do quite a bit of comparison shopping before choosing a provider. Comparing quotes and discounts online is one of the best ways to cut expensive automotive insurance costs and will also ensure that you receive the highest quality coverage possible.