The common financing schemes of companies offering development finance includes: bridging finance, property development finance and commercial mortgage.



Bridging finance is usually short term and does not require status of borrowers. Typical term is one month to two years. It can be used to residential and commercial property.





Property Development Finance is funding for residential, commercial and mixed-used schemes. The company can provide the additional 30% funding on top of the banks typical 70% lending amount. If necessary and it requirements are met, a 100% development finance can be provided outright as well.



Commercial Mortgages are long term loans secured on property. It could be non-status or status loans and self-certification. It could be for purchase or refinance and can be used for owner occupation or investment.



For investors and developers who need financing schemes, they simply need to contact the company providing development finance UK and set appointment. If appointment is set, the company will establish discussion, interview and collection of relevant data with the client. If confidentiality is required, a confidentiality agreement may be signed by both parties. After discussion, the client and the company will then come into terms based on the evaluation of the market of property development. If necessary, company may secure quotes from lenders for the development finance UK. Once the terms are agreed, the company and client may sign a formal agreement for the fees and other arrangements. Both parties will then have to work on the project starting from the assessment to the application of the project to lenders.