There is more than just one option when it comes to car insurance, a relatively new type of policy is the temporary car insurance policy. You can cover yourself to drive for up to 28 days and although 28 days is usually the maximum you can take out consecutive policies.

The great thing about being able to get car cover for just a day is that it can be a lot cheaper than having to buy an annual policy. You may only want to drive a car for a day and so you can not just get cover for that day.

There are many different situations where a temporary policy comes in handy. If you have any children then you know it can be expensive to add them to your own insurance, especially if they are under 25. With a daily insurance cover document they can take out their own cover without affecting your no claims.

This type of car insurance can be taken out online and is a lot easier than filling out an annual application form. There are far fewer questions to answer so you can get the form completed a lot more quickly.

Rather than have to wait for your documents to be posted to you the insurance activated straight away and you can print out your documents on your home computer. This is useful if you need to drive a car that does not belong to you such as driving a friend or relative who is unable to drive their car at that time.

A daily car insurance policy will be fully comprehensive, you cannot usually get third party fire and theft cover only. The reason for this is that temporary cover is usually taken out so you can drive a car that does not belong to you. If you have an accident or damage the car toy are going to want to be able to get it fixed by making a claim on the policy, something you cannot do with third party.

Being able to access car cover in the UK means that you can be insured to legally drive another car that you do not own. It will also allow other people, usually friends and family to drive your car with a temporary insurance policy. You can do this without it affecting your no claims on your annual car insurance. Cover can be obtained immediately by completing a short online form and you can be insured to drive straight away.