So the big question about Financial Destination Inc (Also called FDI) is whether it's a complete scam or a viable home based business. In other words, can you really make money if you choose to start a home business with FDI?

Before I give you my own considered opinion about Financial Destination Inc and whether they're a scam, let's review the criteria for a good business opportunity:

1. High Demand Products In A Growing Industry
2. Compensation Plan
3. Training For Success

Any home based business opportunity that fills these three basic criteria should provide a viable platform for a business. Let's measure this company up to the criteria.

1. Does FDI Have High Demand Products In A Growing Industry?

FDI offers world class personal and financial concierge services. Those services include LIFELOCK, EquityTrax, CreditTrax, legal services, discounted vision and dental, and a whole bunch more. They literally offer services that touch every part of your life.

But there's more. Financial Destination Inc can also save you 50-95% of the cost of ALL your telecommunications through their own proprietary technology and VoIP. That includes cell phone service, landline phones, teleconferencing, and more.

That means if you start a home business with FDI you can be earning income every time someone picks up their phone plus you're saving your customers money at the same time.

People spend over $4 Trillion per year on telecommunications world-wide and that's expected to increase another 30% over the next three years.

I think it's fair to say that Financial Destination Inc offers high demand products in a growing industry.

But if you're not convinced, try comparing FDI to other companies that offer expensive vitamins, weight loss stuff, or juice drinks -- I don't want to name any Herbal-names, but it's nearly impossible to sell that kind of stuff in a home business.

2. Does FDI Offer A Good Compensation Plan?

In case you haven't figured it out yet, Financial Destinations Inc is a network marketing opportunity. I know network marketing has gotten a bad reputation over the years, but the theory behind it is a sound business model.

Even Robert Kiyosaki (Rich Dad, Poor Dad) and Donald Trump advocate network marketing as a great way to leverage your time and effort to build a home business income in less time.

Personally, I think FDI has a great pay structure and they always pay their people on time -- unlike some of the affiliate programs I've been involved in!

3. Does FDI Train People For Success In Their Home Business?

My back office review of Financial Destination Inc proves that they are dedicated to the success of home business owners. I found an entire library of webinars, audios, videos, downloads, newsletters, marketing materials, and much more.

If anything, I think people will be overwhelmed by so many training materials.

That's kind of a bad thing.

On the other hand, a lot of the training for new home business owners in Financial Destination Inc comes from their sponsors. So anyone interested in this particular business must be sure to choose a sponsor who will provide them with any additional support that they might need. Not all sponsors are well-versed in online marketing strategies -- something that every home business should use nowadays.

Great internet marketing training helps the home business owner create a constant flow of leads and prospects for their FDI business, rather than chasing down friends and family in a typical MLM.

Is Financial Destination Inc A Scam?

After careful consideration and review, I don't believe FDI to be a scam. In fact, I think it's a great home based business opportunity, provided that any new home business owner chooses a good sponsor to help them get started.

Although this is network marketing, it fills all the main requirements for a successful home based business: high demand products in a growing industry, a great compensation plan, and training for success.

I think this kind of business comes out far ahead of an affiliate business model, but that has nothing to do with Financial Destination Inc.