Over recent months the mortgage market has fallen into a sharp decline as a result of the global credit crunch that swept across the nation last summer and has been wreaking havoc in the financial markets ever since. For first time buyers the situation in the mortgage market has made life very difficult, as despite falling house prices many can still not realise their dreams of getting onto the...
Whilst the UK has enjoyed many years of easy credit, with even those with damaged credit often able to get finance without any problems, things have changed radically in the financial markets over the past year. Just a year ago the thought of ever being rejected for any form of finance may never have crossed your mind, and indeed were it not for the global credit crunch you may never have...
If you are heading off on your holidays over the coming months then you will have a number of decisions to make, such as who to fly with, where to go, where to stay, how long to go for, and more. Another decision that you will need to make when it comes to your holidays is with regards to your currency options. If you are travelling abroad you will need to think about how you want to take your...
Having a poor credit rating is something that many people have had to learn to put up with for many years, and this has severely impacted upon their lives in many ways. Whilst there was once a stigma attached to having poor credit over recent years more and more people have found themselves in this situation, with many households struggling to keep up with repayments on their debts and bills....
As most people know the mortgage market is in something of a mess at present, and funding has all but dried up for lenders, who have found it more expensive and difficult to secure funding for their mortgage lending operations. This has made it more difficult for first time buyers to get onto the property ladder, as many cannot raise enough cash or deposit to purchase a home on the market in...
Brits have become known as a nation of credit card lovers, and a number of recent reports have revealed that many British borrowers have their purses or wallets filled with plastic cards, with some carrying three, four, even five credit cards on them at any one time. The UK's personal debt mountain reflects just how reliant the nation has become on finance such as credit cards over the years,...
Over recent years the Internet has become a valuable tool for all sorts of purposes from doing research and conducting business to booking holidays and doing the monthly shop. Another group of people that have found a valuable tool in the Internet is banking customers, with many consumers deciding to switch to online banking because of the many benefits that it provides.
Whilst many of us...
If you really want to pursue your dream of going to college or university to get the education you need to advance your career, but you dont have the necessary funds, there are education loans available from lenders. The cost of education has increased dramatically over the years in the UK, which means that taking out such a loan could be a financial burden you have to bear when you first start...
A BBC television programme recently highlighted the fact that many people have never checked their own credit files, and that many would in fact have no idea how to go about checking their credit profiles even if they wanted to. This is a worrying trend given that with the ongoing global credit crunch and the every tightening credit conditions the state of our credit files has become more...
Most people have seen their monthly outgoings rise over recent months, and this is due to factors such as rising living costs, hiked up bills, soaring petrol prices, rocketing food prices, and much more. It is little wonder, therefore, that so many households are now struggling to keep up with their financial responsibilities, as the outgoings for many have soared to the point where they no...
