Published documents by Uchenna Ani-Okoye

2009

Let us begin with a definition. What is whole life insurance? The industry called permanent indemnity. What they understand as meaning it is always there for you (as long as you pay premiums and species are not in). Wow! I can tell you in cash? Wait, we'll get to that. This is in contrast to insurance, which, as its name suggests, is only valid for a period - a number of years, then it...

Life Insurance: Should It Be The Last Thing On Our Mind? Published on 28/07/2009

Not only is today's economic crisis causing us to cut back on non-essentials, but as a consequence, it is also forcing us to ask how significant these non-essentials are. So where are us Brits cutting backward if it comes to our monthly spend? And whenever it comes to some of the things we've been idly paying for until now, are we in danger of forgetting how necessary these things actually are?...

Need Advice Choosing A Life Indemnity Policy? Published on 28/07/2009

Choosing life insurance can be a daunting task. We do not always interpret the different policies and sales souls can be...well, sales people! Luckily, today there is a wealth of info at our fingertips via the Internet. A simple rule of thumb when buying any kind of insurance is this: if you do not need it, do not buy it! What you need with regards to life indemnity varies from person to person...

How To Make Your Life Indemnity Fit For Your Needs Published on 28/07/2009

Once you have a family or assume responsibility for another person's welfare, you require thinking about life sureness. This doesn't just apply to people in employment, but to everybody in the position of 'head of the family'. There are many different policies out there and you require finding one that suits all your requisites. So first you require doing the research. The first thing to...

Let's Look At Using A Life Insurance Broker Published on 28/07/2009

Today there are so many choices for life indemnity policies that one often wonders how to get a good policy. Indeed we are almost bombarded by all sorts of merchandise from several life indemnity policy insurers. Some will advertise on television and many will try to call you to try and convince you to buy their life covers. If you bank with a high street bank, and most of us do, your bank has...

Life Insurance Is Cheaper Today Published on 28/07/2009

Lifesearch, an independent insurance broker, say in the last 10 years Life indemnity has become cheaper to buy through 30 per cent; as cheap as it has ever been. And, when you already have a plan in place you may be able to lessen your premium by switching to another insurer. However, whenever you have any health issues, such as being over-weight or you have a risky job, perhaps in the Armed...

Cheaper Life Indemnity For Vegetarians Published on 28/07/2009

An animal-friendly insurance agency which has hitherto specialised in pet indemnity wares has extended its range to offer cheaper life indemnity policies to vegetarians. Married couple Chris and Elaine Fairfax of Worthing, West Sussex, founded Animal Friends insurance (AFI) to provide protection for our furry friends, but they now also offer non-meat-eaters a Vegetarian Term Life policy. The...

Why You Should Maintain Your Life Insurance Published on 28/07/2009

Life indemnity is designed to protect your loved ones in the event of your death. Your beneficiaries may be your wife, your children or any other family members or partners with whom you have an emotional and financial obligation. As a basic guide, consider the following ten items as bona-fide reasons to maintain life insurance: 1. Life indemnity will free your family members from the...

Is Having Two Life Insurance Plans Better? Published on 28/07/2009

This article is aimed at couples buying life insurance and the benefits over cost of having or arranging two single life plans rather than just arranging a joint life first death plan for both individuals. Having come to the conclusion that you need life insurance for one reason or another, most people do not think that in some instances it could far more beneficial to take out two single...

How Much Life Insurance Cover Do You Need? Published on 28/07/2009

Insure yourself for as much as you can afford. Calculating the cover you need to settle your debts is relatively easy - assuming you know how much you owe, then that is the sum you should insure for. The tricky part is calculating the amount of cover you want to ensure your loved ones are looked after once you have gone. We have tried to make the assessment much easier by preparing this...