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Ponzi Scams Are on the Rise and Trapping Unwary Investors Published on 11/08/2008

The Ponzi scheme is named for Charles Ponzi, who immigrated to the United States in 1903. In the 1920's he devised a postage stamp speculation scheme that duped thousands of people in New England out of millions of dollars. It is thought that Ponzi made over 1 million dollars in one three-hour period. The most amazing thing is that it was 1921. Imagine what that equates to in today's...

Envelope Stuffing Scams Target the Elderly Published on 08/08/2008

One of the classic online scams is one that particularly targets older people. Like Paid Surveys, this one has been around for years, even before the internet. It is particularly distasteful because it targets people who are not as sophisticated in the use of computers as younger people may be. ENVELOPE STUFFING SCAMS I fell for this scheme myself many years ago when I got out of college....

How Not to Lose Money Enrolling in an E-currency Trading Program Published on 07/08/2008

Every day brings a new and more exciting way to make money online. If you believe the dozens of advertisements that bombard us everyday, all of us should be millionaires. Why aren't we? Because 95% of the offers to make you rich are pure nonsense. The latest scheme involves an old idea made new again. In the late 1990's millions of people lost billions of dollars when they...

Are Health Cards Different from Health Iinsurance? Published on 07/08/2008

Recently there has been a proliferation of advertisements for health cards. These cards claim to offer access to high quality and affordable medical care, dental care, prescription drugs, vision and other health care services. The rates vary but may be as little as $20 a month to as high of $125 a month for a family. The two big selling points of these plans are that they are affordable...

Work at Home Scams: Which Ones are the Worst Published on 23/07/2008

The dream of thousands of people is to be free to work at home. The ads are enticing. Be your own boss. Make as much money as you need. There are so many opportunities it seems impossible that you could fail. But the sad truth is that many, if not most of these opportunities, are scams. Some are worse than others. Here are some of the absolute worst. Paid Surveys This is one of the...

Fastest Weight Loss: Is There a Right Way to Do This? Published on 22/07/2008

Losing weight has become an obsession, not only in the United States, but in many countries around the world Most people don't succeed because they fail to make an effort to understand how their bodies work. The problem with the conservative approach is that people lose interest, hope and determination when they see only a small amount of weight loss each week. Ideally, we are told, we...

What Is Dental Insurance and What Does It Pay? Published on 20/07/2008

Traditional dental insurance is available for individuals and families to cover the cost of dental care without paying directly out of pocket. The most important question people have about dental insurance is what does it pay for? Traditional dental insurance pays for three classes of treatment, usually called preventative, basic and major services. The first class of service is preventative...

Poor Dental Health Increases Risk of Cancer Published on 18/07/2008

Oral cancer strikes an estimated 35,000 Americans each year. In 2007, 25% of those diagnosed with the disease, died. In fact, more people die from oral cancers then either melanomas or cervical cancer. The use of tobacco and excessive alcohol is directly linked to developing oral cancers. However, almost 25% of patients diagnosed with oral cancel did not use either tobacco or alcohol. ...

Cure TMJ Pain Without Surgery Published on 18/07/2008

It is estimated that over 10 million people in the U.S. suffer from TMJ. Surprisingly, research shows that 90% of those who suffer from this condition are women in their childbearing years. TMJ is a complicated disease. It is often misunderstood and even more often misdiagnosed. Those who suffer from it experience symptoms ranging from simple joint pain to severe headaches. The disease...

Snoring Can Ruin a Good Marriage Published on 16/07/2008

Snoring is a funny problem, in a comedy sketch. But snoring in real life is a difficult and complex problem. Everyone snores at one time or another. Babies snore and they sound very cute. Pets snore and that's just amusing. But what if your bed partner snores so loudly that you cannot sleep. This is not cute or amusing. The intimacy of a good marriage can be destroyed by snoring. If one...