Like any recipe, the key to brewing good beer is quality ingredients. There are four main ingredients in any beer brew and hundreds of specialty variations of most of the main ingredients. The main items in every beer are:
1. Yeast.
Yeast comes in two forms, liquid and dry.
Dry yeast, also known as active yeast, must be kept dry. Any moisture will affect the brewing and...
Hidden in the shadows of the Golden Gate is Fort Point National Historic Site, a military outpost that has stood guard at the entrance to the San Francisco Bay since 1853. Situated on what were once 90-foot high cliffs before they were blasted to just above the high tide line to provide better cannon trajectory, this base protected the Bay from the Civil War through World War II.
Visitors...
Your homeowners insurance does cover your home, but that is not all. Here are additional coverages that either come with your policy or can be added to your policy.
The following are other coverages that are generally included in your homeowners policy.
Personal Liability: Personal liability covers if you are negligent for an accident that happens on your property and someone is injured...
There are many ways to lower your home insurance costs. Here are 4 little known and practiced secrets to find those extra discounts.
1. Ask for a Repeat Customer Discount
If you've kept your coverage with a company for several years, you may receive a special discount for being a long-term policyholder. Some insurers will reduce their premiums by 5 percent if you stay with them for three...
Have you ever tried to read your insurance policy? I did. I didn't even make it past the definitions. When you have to look up half the words in the definition it's not really time well spent.
So I talked with some agents and got some simple general definitions of some common terms so I could find out what is actually covered by my policy. These are just layman's definitions and you need...
There are obvious ways to cut home insurance costs. Here are 4 things you may not have thought of.
1. Prepare for Disaster
Ask your agent if you can save on your premiums by adding storm shutters, reinforcing your roof or buying stronger roofing materials. Older homes can be retrofitted to make them better able to withstand earthquakes. In addition, consider modernizing your heating,...
In today's economy we're looking for every way to lower costs. Insurance is one of those mysterious items with lots of big words and confusing language. Since most of us pay homeowners through our monthly mortgage payment we do not give it much thought. Getting educated on insurance can be very good for your budget.
1. Get Quotes From Several Agents
Insurance premiums vary by as much...
Brewing beer is equal parts science and art. Buy beer and you get a lot of science. Brew your own beer and you get the perfect taste...fresh and tweaked to perfection. In addition to drinking the best tasting beer around, you will wow your friends with your new skills.
You can start out with items you have in the kitchen right now. There is no need to buy specialty equipment to give home...
Today's public understanding of the landmark U.S. Supreme Court decision in Brown v. Board of Education has been shaped by misconception and inaccurate information.
While Brown v. Board of Education is one of the most important milestones in U.S. history, it is often misunderstood. Below are commonly held myths about the case, and the realities of what actually transpired.
Myth 1: Brown...
How YOU doing? Follow that with the appropriate Joey Tribbiani head nod and you are sure to get the girl. Right? Wrong. Girls may fall for the line, but its really no more successful than just asking for a dance. Sincerity seems to have the highest success rate among sober women.
Though their success is dubious, these lines are sure to make her eyes roll. Use them at your own risk. You...
