Planet Earth has a complex climate system. Scientists are still trying to fully understand how this "system" works. However, there is now a global consensus on one specific issue: the Earth is warming up. Man-made gasses in the atmosphere, coupled with dynamic man made changes to the natural environment are the main contributory factors.
Carbon dioxide (CO2), a gas that naturally occurrs, is...
As of July 2009 everyone in South Africa is paying more per Kilowatt Hour for electricity. This is because Eskom increased tariffs by 31.3% and municipal service providers have had to do the same.
Cheap electricity is a thing of the past. While the increase is obviously not welcomed by consumers, there is an easy way to go about making homes or businesses more energy efficient in order to...
A very important concept to look at when investing is your cost of capital. All companies and investors need money in order to start or expand activities; this money comes at a price. Large companies usually have more complex structures, comprising of both funds generated through debt and issuing of equity instruments (such as shares or bonds).
However, the small property investor is usually...
This question of what is IRR Internal Rate of Return is one of the most frequently asked questions and often even when explained property investors that do not have a financial background, do not fully understand this concept. In this article we are explaining in the simplest way possible what is IRR or Internal Rate of Return.
As we are all aware, property investment decisions are highly...
In these difficult times, most people are starting to feel the squeeze in their pockets and feeling strongly that their investments are not performing as well as they should.
How do you tell what good performance is?
Needless to say, there are the most obvious measures: Cash flow positive, profitability and sustainability; basically, is your investment surviving, at a minimum.
All...
There are even more predictions about residential real estate going down for another 2 years or more. Can this be true?
As with any prediction, it can be true as much as it can be wrong. But, in essence for real estate investors that have purchased correctly - this does not matter at all. Never did and probably never will.
Sure any investor can buy one or two wrong properties in their...
Often I get emails about this Guru and that Guru. I get asked questions and often asked to give my opinion about other peoples systems and so called Gurus.
Here is the deal, everyone wants to know what is good and what they should get involved in, but that said there is a catch to all this and I will explain this right now in the hope of clarifying the questions about all the systems and...
If you have a website you must be aware that people search for terms on Google and Google will serve relevant pages for that search. You are most likely aware that most businesses aim to reach first page on Google and keep that position for their rankings.
To get your site first on Google you would need to do something called SEO or Search Engine Optimization. Now if you are on the internet...
In today\'s world of connectivity, a person looking for a service or a product will search for that particular interest on internet first. Often many potential customers like to go to a directory or many business directories because they can have a look at many businesses in one place.
In a directory it is easy to go to a category and look for location of businesses and the details provided....
Last year (2008) was a tough year for South African households. As interest rates rose 7 times, mortgage bonds killed excess cash in household budgets. Adding to the problems, petrol prices sawed making an already difficult situation even harder.
Adding to the problems South Africans were faced with \"load shedding\" power failures to decrease the load on the utility companies which...
