Published documents by Art Gib

2009

Why is it that accidents or urgent medical needs happens after the doctor's office is closed or on the weekend? It never fails, it seems. Call it Murphy's Law in full action. The proof is in the crowded emergency rooms across the nation to the tune of about 119.2 million ER visits annually. The average waiting time in an emergency room is 3.3 hours to be seen, treated and discharged....

The Teeter Totter Approach To Negotiating Published on 30/07/2009

When going to buy a car there are a few things that every buyer should know in order to be better prepared to make their best deal and drive away with the car that you want. If a buyer has a trade in they should take a look at the value of that trade in and know that whatever the dealer offers for their car they do have a choice. As dealers may at times put the price of their vehicles on the...

Home Inspections Provide Security For Buyers Published on 30/07/2009

Included in nearly every purchase contract is a clause, that discloses that when a property being sold to a buyer under contract, the buyer has the right to have a third party inspection of the property prior to the closing of the sale. Inspections are a good idea for the buyer to include in the contract as an inspection will let the buyer know if a house has any questionable defects that could...

Beware Of Bait And Switch Pricing Published on 30/07/2009

Some home sellers, under the advisement of their realtor are putting their houses on the market for sale at a price that on the surface appears to be competitive, even a little below the reasonable asking price of other homes in the same area. Because the demand for well priced homes is high in the current market listing a competitive price for a house makes good sense to sellers that are in a...

How Much Is My Home Worth Published on 30/07/2009

Determining the actual value of a house can be a difficult thing to do in markets where the foreclosure houses have lowered the cost of houses that are being sold. For anyone to know the actual value of a piece of property they must go to a professional appraiser to have the value of their home in the current real estate market looked at and an actual value placed on the house. Appraisals...

Getting Your Ducks In A Row Published on 30/07/2009

When planning to purchase a home there are a few items that you will need in order to make the transaction go as smoothly as possible. First it is a good idea to talk to a mortgage broker before getting to involved in looking for houses. By taking a snap shot of your personal financial situation you will have a clearer picture of what you can afford and how much house you will be able to buy...

Home Inspections And Appraisal Values Published on 30/07/2009

How do you know if the house you are buying is a lemon? From the outside everything appears to be in good shape and after looking at the interior you decide that it is time to call your real estate agent and make a serious offer on the house. The next step in the process is to have the seller approve the offer and begin the process of arranging financing on the house. As part of the terms of...

People Eat With Their Eyes First Published on 29/07/2009

Have you ever heard the expression, "People eat with their eyes"? It's an idiom I only recently learned, but I can certainly verify that it's true. Did you also know that research suggests that people are least likely to eat or even sometimes drink things that are blue, as it seems the most unnatural color to ingest? Weird, isn't it? But if you think about it, it actually doesn't seem all...

What To Look For When Choosing An Environmental Cleanup Service Published on 29/07/2009

Hazardous substances cleanup as well as preventive maintenance is indigenous to any industrial setting: it's just part of everyday business. However, who you choose to outsource these services to is extremely important to the safety of your employees, your equipment, your facilities, and your property. Because environmental waste is nothing to be left to the amateur or the inexperienced, here...

Make It A Real Family Vacation--Take Your Pet With You Published on 29/07/2009

Have you ever prepared to leave on vacation and turned to say goodbye to your cat or dog, only to be filled with guilt and shame to see the sad look on their face? Or perhaps you have had trouble finding someone to care for your beloved companions while you are gone. Sure, there are now pet hotels and kennels which take good care of all your furry friends while you and your family are away....